I am fee assured with every private medical insurer. This means that where the insurer’s cover for a certain procedure has been reduced, I will reduce my fee to help you avoid paying a shortfall. Although your premiums may have increased over time, you may be surprised to discover that what your insurer pays out to your consultant (i.e. your cover) has reduced substantially for many procedures.

There is often some confusion with invoices. The hospital and the consultant are two separate entities. The hospital may send you invoices on its behalf only for things that your insurance doesn’t cover like crutches or post-operative shoes etc. My office will only send invoices to you if your insurance policy asks us to. This will never be for a shortfall payment. This will only be because your policy specifically states that it will only cover a specific percentage of the procedure, you are required to make a co-payment, you have an excess to pay, or your outpatient limit has been reached.